Cash pays 5.5%. What is your money doing?| Signals and Noise, August 14
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There is an iron law of investing. It is called opportunity cost.
Right now, risk-free cash pays around 5.5% a year. That is the bar every other investment has to clear after risk.
The S&P 500 dividend yield is now 1.03%, the lowest ever recorded. The ASX 300 sits at about 3%, well below cash. And the sudden wave of private credit offerings quoting 7.5% and 8% paid monthly?...
Preparation, not prediction | Signals and Noise, August 7
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This week's Signals & Noise is live. The theme: you do not need to predict the fire to survive it, you need insurance. We break down how to build a portfolio that is not fragile, ideally one that is robust or even anti-fragile, so a market fall holds no fear. It is the frame we are carrying into a genuinely uncertain stretch.
Premium members also got the Cotality table show...
Is the property game finally over? Signals and Noise, July 31
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Most investors fail for two reasons. They base risk on their age instead of what markets actually cost today. And they get pulled into daily noise instead of thinking about how time compounds a portfolio.
In this week's free edition:
- This week's podcast, The Property Game Is Over: why two decades of leveraged one way bets on Australian housing look to be finished, free to...
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