At Total Money Management, we've poured decades of financial expertise into one clear framework:
The Three Wells
The Three Wells is an investing framework and network for financial independence. Guided by the core principles of clarity, confidence and personalised approach to decision making, every concept is shaped with intention, and every element is there for a reason, so what you draw out is practical, structured, and designed to move you and your portfolio forward.
For the fortunate few who achieve true financial freedom, it is never without guidance. It is intentional. It is structured. And it is built with support.
The Wells are established
Now it's your turn to draw from them.
*General Advice Only
Discover Our Story
Who are
Total Money Management?
At Total Money Management, we deliver a clear, practical investment education without hidden agendas or commissions.
Our team is small but elite: Steve Moriarty brings over 40 years of experience across executive roles and full-time investing. Jacob Senior contributes nearly a decade of experience in the industry, with expertise in technical analysis and digital markets. Tom Hill, mentored by Steve for over 10 years, blends traditional finance education with practical investing experience.
Our purpose is simple: to combine our experience, and hard-learned lessons so you can avoid the mistakes investors repeat and fast track your path to financial freedom.
*General Advice Only
Tell Me More
Start The Three Wells Today
Financial independence isn’t luck, it’s strategy. Where “buy and hold” becomes evidence and support.
Or join a community of thousands, for free
See what we offer and why it works. Explore a suite of resources.
