Foundation · Tier One

The complete framework.
Built for self-directed investors.

Every framework, principle, and tool TMM teaches, delivered online with three private 1:1 sessions tailored to your pace. For investors who want the system and have the discipline to implement it themselves.

$2,900
per annum
What's Included
  • Full TMM Strategy framework delivered online, self-paced
  • 3 private 1:1 sessions tailored to your pace and schedule
  • 12 months of group sessions with the TMM community
  • Weekly market commentary via podcast and newsletter
  • Core eight-principle framework for portfolio decisions
  • Portfolio construction principles you can apply immediately
  • TMM community access year-round
What You Get

The same framework. Every tier starts here.

Foundation delivers the complete intellectual property behind TMM. The same eight principles, portfolio construction frameworks, and decision-making tools that underpin Direct and Executive. The difference is how it is delivered, not what you receive.

The Eight-Principle Framework

The core investment philosophy that governs every decision TMM makes. Eight principles that create clarity in markets where most investors feel overwhelmed.

Portfolio Construction

How to structure a portfolio that compounds over decades. Asset allocation, ETF selection frameworks, and the discipline to simplify what you already hold.

Behavioural Discipline

The psychology of investing. Why most mistakes are behavioural, how to build decision frameworks that hold under pressure, and how to stay the course.

3 Private 1:1 Sessions

Scheduled around you, not a fixed calendar. Take them back to back to build momentum, or space them across the year. The team ensures you understand the frameworks and can apply them with confidence.

Monthly Group Sessions

Virtual sessions with the full TMM community. Market commentary, framework application, and the chance to hear how other serious investors are thinking.

Weekly Market Commentary

The Signals and Noise podcast and newsletter delivered every week. How the team is reading markets, what they are watching, and the frameworks behind it.

How It Works

Three private sessions. Tailored to you.

Your three 1:1 sessions are not locked to a fixed schedule. Some clients take all three in the first few months to build momentum. Others space them across the year. The team works with you to make sure the sessions land when they will have the most impact, and that you walk away confident in the frameworks.

Session One

Get Oriented

Your first session maps out where you are, what you are working with, and how the framework applies to your specific situation. The team ensures you know where to start and how to move through the material with clarity.

Session Two

Go Deeper

By your second session you have been working through the frameworks. This is where the team helps you pressure-test your thinking, answer the questions that have surfaced, and refine how you are applying the principles to your portfolio.

Session Three

Lock It In

Your third session is about confidence. The team reviews how your understanding has developed, addresses any remaining gaps, and ensures you have the clarity to implement independently going forward.

Is This For You?

Foundation is for investors who want the system, not the hand-holding.

You are confident implementing on your own

You do not need someone walking you through every step. Give you the right framework and you will build from it.

You want structured thinking, not stock picks

You are looking for the principles and decision-making tools that sit behind good investing, not someone telling you what to buy.

You want to move at your own pace

Whether you want to accelerate through the material or take it steady across the year, the sessions flex around you.

You want the full framework at a lower entry point

Same intellectual property as Direct and Executive. The difference is delivery depth, not content quality.

Foundation might not be the right fit if
  • You want the team to help you implement the frameworks step by step (consider Direct)
  • You want monthly 1:1 access and a direct line to the founding directors (consider Executive)
  • You are looking for stock tips, trade alerts, or someone to manage your money

Want more hands-on delivery? Most clients start with Direct ($5,000/year), which includes 6 private sessions and priority access to the team. Compare all tiers →

Common Questions

Questions about Foundation

What exactly do I get access to when I join?

The full TMM Strategy framework delivered online, including the eight-principle investment philosophy, portfolio construction principles, behavioural discipline modules, and all supporting material. You also get immediate access to the TMM community, monthly group sessions, and weekly market commentary via the podcast and newsletter.

How are the 3 private sessions scheduled?

They are tailored entirely to you. Some clients prefer to take all three sessions early to build momentum and get across the frameworks quickly. Others spread them across the year. The team works with you to schedule them when they will have the most impact. The goal is always the same: making sure you understand the frameworks and can apply them with confidence.

Is the content the same as Direct and Executive?

The core framework is identical across all tiers. What changes as you move up is the depth of delivery (online vs 1:1), the number of private sessions, and the level of access to the team between sessions. Foundation gives you the full intellectual property.

Can I upgrade to Direct or Executive later?

Yes. Many clients begin with Foundation and upgrade as their engagement deepens. The framework carries across, so upgrading adds delivery depth, not different content.

How much time should I expect to commit each week?

Most Foundation clients spend 2 to 3 hours per week working through the material and engaging with the community. The design is deliberate: disciplined thinking, not constant activity.

Is this personal financial advice?

No. TMM provides general education and frameworks designed to help you think more clearly about investing decisions. We do not provide personal financial advice. Total Money Management Pty Ltd holds AFSL 568642.

The complete framework.
Ready when you are.

Every principle, framework, and portfolio construction tool TMM teaches, delivered online with three private sessions tailored to your pace.

$2,900
per annum
Full online framework · 3 private 1:1 sessions tailored to your pace · Monthly group sessions · Weekly commentary · TMM community